Frequently Asked Questions
Q1: Is this tool compliant with Indian tax laws?
Yes, our calculations follow Section 10(13A) of the Income Tax Act, 1961 and CBDT guidelines for metro/non-metro exemptions.
Q2: What if my landlord doesn't have PAN?
For rents ≤₹50,000/month, PAN isn't required. Above this, you must obtain your landlord's PAN as per CBDT Notification 9/2019.
Q3: Can I claim HRA for shared accommodation?
Yes, if you have a separate rent agreement and valid proof of payment. Joint agreements require special documentation.
Q4: How to calculate HRA for part-year rent?
Use our calculator for each rental period separately. Maintain rent receipts for all months claimed under Section 10(13A).
Q5: Is HRA exemption available for NRIs?
Yes, if you're a tax resident in India and meet all documentation requirements under Indian tax laws.
Q6: What if my rent is paid in cash?
Valid rent receipts are mandatory regardless of payment mode. Bank transfers are recommended for documentation clarity.
Q7: Can I claim HRA and home loan benefits?
No. You can't claim HRA exemption for a house you own. This applies even if you're paying rent elsewhere.
Q8: How many rent receipts should I keep?
Maintain receipts for all months claimed. For claims >₹1 lakh/year, submit all 12 receipts as per CBDT rules.
Q9: Does HRA apply to government employees?
Yes, but under CCS Rules. Our calculator follows general CBDT guidelines - verify with your department's rules.
Q10: What if I forgot to claim HRA?
You can file revised ITR within 12 months of original filing. Use our calculator to recalculate your exemption.
All answers verified against AY 2024-25 guidelines. Consult a tax professional for complex cases.